Asset Based Loans | Direct 2 Capital

Put Your Assets to Work for Your Business

Asset-based loans convert your physical and financial assets into quick cash, helping you meet immediate business needs.

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Asset-based loans provide small businesses with working capital by using business assets—such as inventory, accounts receivable, equipment, or other owned property—as collateral. This means the lender is secured by the business's assets, reducing the loan's risk. Generally, the more liquid the asset, the less risky the loan is for the lender. Asset-based loans are secured, meaning they can be less risky and offer benefits over unsecured loans, such as potentially lower interest rates.

Since these loans are secured through collateral, lenders determine the amount of financing based on the value of the assets provided. The available funding may vary depending on the type of collateral and the lender’s specific terms.

Loan Amount: Borrow from $50,000 up to $10 million

Loan Terms: Flexible terms from 6 months to 36 months

Payment Frequency: Choose fixed daily, weekly, or monthly payments.

Valid Form Of Identification

Provide a valid, government-issued ID such as a driver's license or passport.

Last 3 Months Of Business Bank Statements

Submit your business’s last 3 months of bank statements to verify cash flow and financial stability.

Apply

Submit your application online by providing basic business information and required documents, such as ID and bank statements.

Approval

Our team reviews your application, and once approved, you’ll receive a clear offer outlining your loan terms and payment options.

Funded

After approval, your funds will be deposited directly into your business account, ready to use for whatever your business needs.

Asset-Based LoansFAQs

How does asset-based lending work?
Asset-based lending provides businesses with immediate capital by using their assets as collateral. Lenders typically assess the value of these assets to determine the loan amount.
Who is eligible for asset-based loans?
Businesses with valuable assets, such as inventory or receivables, are eligible for asset-based loans, especially those in need of short-term financing.
What are the advantages of asset-based lending?
Asset-based lending offers faster access to capital, less reliance on credit scores, and flexible funding based on the value of your business assets.
What types of assets can be used for asset-based loans?
Common assets used for collateral in asset-based loans include inventory, accounts receivable, machinery, equipment, and real estate.
What do I need to qualify for an asset-based loan?
To qualify for an asset-based loan, businesses typically need valuable assets that can serve as collateral, along with a solid business history and a proven ability to repay the loan.

Direct 2 Capital

Direct 2 Capital is dedicated to providing fast, flexible financing solutions to small businesses across a variety of industries. We specialize in offering working capital through business loans, lines of credit, and other financial products designed to support your business’s growth. Whether you need funds for expansion, inventory, equipment, or managing cash flow, we provide easy access to the capital you need, with simple terms and quick approval processes.

Apply Now

Valid Form Of Identification

Last 3 Months Of Business Bank Statements

Asset-based lending provides businesses with immediate capital by using their assets as collateral. Lenders typically assess the value of these assets to determine the loan amount.

Businesses with valuable assets, such as inventory or receivables, are eligible for asset-based loans, especially those in need of short-term financing.

Asset-based lending offers faster access to capital, less reliance on credit scores, and flexible funding based on the value of your business assets.

Common assets used for collateral in asset-based loans include inventory, accounts receivable, machinery, equipment, and real estate.

To qualify for an asset-based loan, businesses typically need valuable assets that can serve as collateral, along with a solid business history and a proven ability to repay the loan.